Accounts Receivable, Accounts Payable, Accounts Coordinator, Staff Accountant

Philiphs Thomas

9925 Naylor Ave Laurel, MD 20723

(410) 564-4882

Accounts Payable, Accounts Receivable. Senior Accountant, Chief Accountant, Internal Auditor & Financial Officer with 10+ years of experience using double-entry systems for Large and medium-sized businesses. Aspiring to utilize my strong organization skills and attention to details to support the financial department of your company.  Possess a Masters’ degree in accounting.


Summary of Qualifications:


  • Able to Coordinate Multiple Projects and Meet Deadlines Under Pressure
  • Effective Organizational, Interpersonal and Problem-solving skills


  • Ability to Adapt Quickly to Challenges and Changing Environments
  • Perform Well in Collaborative  and Leadership Roles
    • Natural Flair for Generating Creative & Innovative Ideas
    • Energetic, Positive and Self-Motivated


●     International Accounting experience (US, East Africa, Qatar, Bahrain & India)

●     Post Graduate IT systems Certificate (Internet, Microsoft, Accounting packages: Quick Books, Tally, MS Great plane)

●     Product Costing, Pricing, Variance analysis & Control

●     Procurement & Inventory Management

●     Payroll Management& Processing

●     Debt Management & Collections

●     Credit Management & Bank negotiations

  • Generally Accepted Accounting Principles (GAAP) Adherence
  • Budget Forecasts, Budget to Actual reconciliations & reporting
  • Gross/Net Profit management & reporting
  • Credit control / BEP / MIS / Ratio analysis & ABC Analysis.
  • Accounts Payable, Accounts Receivable, Aging Analysis, Cash Flow





University of Kerala, India1990 

Course of Study: Bachelors of Commerce - Accounting                      


University of Kamaraj, India 2015

Course of Study: Masters of Commerce –    Accounting


University Centre for Science & Technological Studies, Kerala, India 1992

Course of Study: IT (Post Graduate Diploma in Computer Applications)





Career History


The Joseph Group, Pllc, Accountant           06/ 2016 - present

Glenelg, MD   


●      Examine statements to ensure accuracy & regulatory compliance

●      Accounts Receivables collections & management

●      Accounts Payable verification, reconciliation and cash flow management

●      General Ledger maintenance. GP & NP Calculation & Accounting up to Finalization.

●      Asset management & Depreciation schedules oversight & recording

●      Accurate Accounting system implementation, recording, maintenance & reporting

●      Balance sheet, Income statement, AR/AP, Cash Flow,  etc., report preparation


Phenicia Trading Co., Ltd     Financial Officer             04/2012 –10/2014

Rwanda, East Africa      

●     Coordinate with internal and external auditors.

●     Mthly, Qtrly Annual Trial Balance accounting  & report finalization

●     Mthly, Qtrly and Annual budget preparation 

●     Banking negotiations: financial terms of LOCs, Asset Acquisitions,

●     Customer credit worthiness determinations & AP credit line negotiations

●     AR/AP Accounts Management & Reconciliation

●     Banking transactions and Bank Statement Reconciliations

●     Cost analysis and Point of sale pricing strategies

●     Asset management & Depreciation schedules oversight & recording

●     Personnel management:  hiring, training, retention, &Performance appraisals.

●     Payroll, employee benefits and job cost allocations

●     Financial status reporting to Executive Management, CEO, and Board.

●     GP & NP Calculation & Accounting up to Finalization


Emitac Distribution, L.L.C        Chief Accountant       12/ 2008 - 03/2010  

Qatar (Southwest Asia) (Distributors of HP, Microsoft & Acer products)  

●     Mthly, Qtrly and Annual budget preparation 

●     Point of Sale pricing strategies and Monthly Sales Reports

●     AR/AP Accounts Management & Reconciliation

●     Banking transactions and Bank Statement Reconciliations

●     Cost analysis and Point of sale pricing strategies

●     GP & NP Calculation & Accounting up to Finalization

●     Asset management & Depreciation schedule maintenance

●     Payroll, employee benefits, and  sales commission statements


Radical Trading & Contracting    Accounts Receivable       Mar 2008 - Dec 2008            


  • Posts customer payments by recording cash, checks, and credit card transactions.
  • Posts revenues by verifying and entering transactions form lock box and local deposits.
  • Updates receivables by totaling unpaid invoices.
  • Maintains records by microfilming invoices, debits, and credits.
  • Verifies validity of account discrepancies by obtaining and investigating information from sales, trade promotions, customer service departments, and from customers;
  • Resolves invalid or unauthorized deductions by following pending deductions procedures.
  • Resolves collections by examining customer payment plans, payment history, credit line; coordinating contact with collections department.
  • Summarizes receivables by maintaining invoice accounts; coordinating monthly transfer to accounts receivable account; verifying totals; preparing report.

IAT Associates      Internal Auditor            11/ 2006 – Dec 2008 Kerala, India

(Accounting & Taxation)

●       Determine internal audit scope and develop annual plans

●       Audit planning, preparation, processes and documentation

●       Examine &evaluate accounting systems, documentation, past reports, data flow, etc.

●       Maintain independent objectivity to ensure audit validity, legality and success

●       Identify loopholes and recommend risk aversion measures and cost savings

●       Maintain open communication with management and audit committees

●       Document audit processes and prepare Memorandum of audit findings

●       Conduct audit follow-ups to monitor management’s interventions


Chicago Steel Contracting         Senior Accountant       Sept 2001 - April 2006   


●       Monitoring Payable & Receivable review and Finalize Monthly collection reports.

●     Reconciliation of Debtors / Creditors, calculation of depreciation charges, wages etc.

●     Co-ordinate with internal and external auditors.

●     Monthly & Yearly Trial Balance / Manual & Computerized Accounting up to Finalization.

●     Involvement in preparation of monthly, quarterly and annual budgets for the company.

●     Handling Bank Transactions / Bank Reconciliation Statement / Profit and Loss Account.

●     Follow up of Debtors / Creditors and Reconciliation of their Accounts.

●     Monthly sales report / Preparation of commission statement for salesman.

●     Negotiations with banks with regard to financial facilities like Loans, O/D, etc.

●      Verifies vendor accounts by reconciling monthly statements and related transactions.

Graphic Media  Bahrain.       Accounts Payable          Jan 1998 - Feb 2001

(Advertising. Co.)                                                

  • Reconciles processed work by verifying entries and comparing system reports to balances.
  • Charges expenses to accounts and cost centers by analyzing invoice/expense reports; recording entries.
  • Pays vendors by monitoring discount opportunities; verifying federal id numbers; scheduling and preparing checks; resolving purchase order, contract, invoice, or payment discrepancies and documentation; insuring credit is received for outstanding memos; issuing stop-payments or purchase order amendments. prepare analysis of accounts, monitor accounts to ensure payments are up to date
  • Pays employees by receiving and verifying expense reports and requests for advances; preparing checks.
  • Maintains accounting ledgers by verifying and posting account transactions 
  • prepare and process electronic transfers and payments, reconcile accounts payable transactions
  • prepare and perform check runs, post transactions to journals, ledgers and other records


References:  (1) Paul P. Joseph, CPA Cell: (586) 506- 2120   email: 

  • ID#: 124836
  • Location: Laurel, MD , 20723

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